Business Protection
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To protect you from scam SMS, Club Care / HKT Care has joined the SMS Sender Registration Scheme by the Office of the Communications Authority (OFCA). We will only send SMS message to Hong Kong mobile users by using registered sender ID "#ClubCare", "#HKTCare" or "#HKT_IA" to help you identify the true source.


To sustain service excellence, system maintenance of MSIG's website will be conducted from 06:00 a.m. to 08:30 a.m. on 2 May (Friday). Online purchase for iTravel Plus (Single Trip) and Online redemption services for EasyShare Travel Plus Insurance Package provided on this site will therefore be temporarily suspended at that period. We apologize for any inconvenience that may cause.

Personal Cyber Insurance
Personal Cyber Insurance

Provided and underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG").


Personal Cyber Insurance offers protection to reduce your financial loss caused by internet fraud, included Theft of Funds, Identity Theft, Data Restoration and Online Shopping.

For details of the terms and conditions, please refer to the "Promotion Terms and Conditions''. 

 For details and exclusions of the Protection, please refer to the below link for “Policy Provisions” and “Product Brochure”.

  • The product information is provided by MSIG. The product information gives only an outline of the terms and conditions of the insurance cover and does not contain full terms and exclusions of the insurance policy. Any information given herein is subject to the precise terms and conditions. For full terms and conditions, details, risk disclosures and exclusions of the insurance policy, please refer to the respective policy documents (including the policy provisions and the exclusions) which shall prevail in case of inconsistency. 
  • HKTIA's role is limited to arranging certain insurance products of MSIG and HKTIA shall not be responsible for any matters in relation to the provision of the insurance products. 
  • Insurance products are products and obligations of MSIG and not of HKTIA. 
  • MSIG is solely responsible for all approvals, coverage, compensations and account maintenance in connection with its insurance products. 
  • In case of any inconsistency between the English and Chinese versions, the English version shall prevail.

Only applicable for selected customers and/ or members of Club Care and its affiliated companies, who are holders of valid Hong Kong identity cards, aged between 18 and 65 years (attained age) on the date of this registration, are currently residing in Hong Kong, and have received a designated registration code from Club Care.