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HelperCare Insurance
HelperCare Insurance

Care for your domestic helper

Your foreign domestic helper is a part of your family. HelperCare insurance plan can provide the right coverage for you and your helper. Show them warmth care to encourage them to become even more devoted to your family.
HelperCare provides your foreign domestic helper with up to HK$30,000 per year in hospital and surgical coverage. Equally important, the plan provides Employer’s Liability of up to HK$100 million.

Benefit Highlights

Hiring with confidence

The plan provides you as an employer with legal liability up to HK$100 million.

Multiple cover

Our cover is packed with benefits including dental, surgical and repatriation expenses.

Re-hire with no extra cost

If your foreign helper is certified as medically unfit to work, or passes away, the plan will provide repatriation and re-hiring expenses at no extra cost to you.

More Benefits


Fraud protection

With this included protection, you will be protected from any financial loss you may incur as a result of hiring your domestic helper who falls prey to fraud and dishonesty.


Loan protection

If you make a financial loan with documented evidence to your domestic helper which cannot be repaid due to the death of the helper, or his/her being medically unfit to continue employment, this plan will reimburse the amount of the loan outstanding.

  • Bolttech Insurance (Hong Kong) Company Limited (“bolttech Insurance”) is authorized by the Insurance Authority to carry on insurance business in Hong Kong.
  • The insurance plan is underwritten by bolttech Insurance. HKT Care website is operated by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA is an authorized insurance distributor of Bolttech Insurance (Hong Kong) Company Limited.
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of bolttech Insurance and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098.
  • Premiums will be payable to bolttech Insurance, and HKTIA will receive commission from bolttech Insurance for acting as insurance agency of bolttech Insurance.
  • The insurance product intended to be offered in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products of bolttech Insurance outside Hong Kong.
  • Under the “Insurance Ordinance” (Cap. 41), the Insurance Authority (IA) has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to IA’s official website:

Learn More

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