Smart Protection^# ：

• Accidental damage protection for 12 months (commences from the delivery date of the covered product stated on the invoice issued by Club Shopping).

• Unlimited number of repair reimbursement claims, each claim reimbursement amount up to 70% of the repair cost.

• Total loss benefit up to 70% of the “Electronics Product Price”^* or HK$20,000, whichever is the lesser, which will be paid by way of Club Shopping voucher.

• Maximum total claim amount for each insured electronic product during the protection period is 100% of the “Electronics Product Price” or HK$20,000, whichever is the lesser.

# Terms and Conditions apply. Please refer to the Policy Provision for details. HKT Financial Services (IA) Limited (“HKTIA”), a wholly owned subsidiary of HKT Limited (HKT Limited is a company incorporated in the Cayman Islands with limited liability), offers a wide range of life insurance and general insurance products under the brand of HKT Care. HKTIA (License No.: FA2474) being registered with the Insurance Authority of Hong Kong (“IA”) as a licensed insurance agency, acts as an appointed licensed insurance agent for FWD General Insurance Company Limited (“FWD GI”).  HKTIA will act as the insurance intermediary to arrange for the Smart Protection and provide related services for FWD GI. Club HKT Limited is the Policyholder of the Smart Protection and does not represent HKTIA.  Club HKT Limited has no involvement in arrangement of the Smart Protection.

* “Electronics Product Price” is the net price as stated on a Club Shopping invoice.

Policy ProvisionImportant NotesProduct Terms & ConditionsFAQ