Club Care “HomeCare Insurance Premium Discount” Promotion Terms & Conditions

• “HomeCare” (“Insurance Product”) is underwritten and provided by Bolttech Insurance (Hong Kong) Limited (“bolttech Insurance”) and is distributed and arranged by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA, being a registered licensed insurance agency under the Insurance Authority of Hong Kong (“IA”) (Licensed Insurance Agency License No.: FA2474), acts as an appointed licensed insurance agency for bolttech Insurance. Club Care is the service brand operated by HKTIA.
  
• These Terms and Conditions are not an insurance policy or a contract of insurance. All information in respect of the Insurance Product is provided by bolttech Insurance. Any information in respect of the Insurance Product given herein is subject to the respective policy provisions, the product brochure, and the related terms and conditions (the “Policy Documents”). In the event of any inconsistencies between these Terms and Conditions and the Policy Documents, the Policy Documents will prevail.
  
• Any promotional offer(s) or material(s) should be read in conjunction with the relevant Policy Documents. Before application, please confirm you understand the Insurance Product’s features and that it fits your need(s). Customers should not apply for the relevant insurance product(s) solely on the basis of any promotional offer(s) or material(s) which do not contain the full terms and conditions of the relevant insurance plan. For full terms and conditions, details and risk disclosures (if any) and exclusions of the Insurance Product, please refer to relevant Policy Documents; visit HKTIA / Club Care official website or call Club Care Customer Service Hotline at 2888 2228 for more details.
  
• bolttech Insurance reserves the right to make the final decision in approving any applications for the Insurance Product and any disputes that may arise from such applications. Any disputes over the terms of the Insurance Product shall be resolved directly between the insured person and bolttech Insurance. HKTIA’s role is limited to distributing and arranging certain insurance policies of bolttech Insurance (including the Insurance Product) and HKTIA shall not be responsible for any matters in relation to the provision of such insurance product. The Insurance Product is product and obligations of bolttech Insurance and not of HKTIA.
  
• In case of any inconsistency between the English and Chinese versions, the English version shall prevail.