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EasyShare Travel Plus Insurance Package1
(Choice of 30/45 days is available)
Product Introduction
EasyShare Travel Plus Insurance Package provides you a travel protection with specified number of days2 , making it simple and convenient to enjoy peace of mind while traveling with your family and friends. Simply register your travel plan and provide travelers’ personal details3 to redeem travel insurance coverage.
Product Highlights
This travel insurance provides you with comprehensive travel protection for leisure and business trips including COVID-19 protection, Medical Expenses, Worldwide Emergency Services, Personal Accident, Major Burns, Personal Money, Baggage, Personal Liability, Travel Delay, Cancellation and Curtailment of Trip no matter where you are.
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Policy Provision Product Terms & Conditions
Cash Support
Mobile Phone Cover4
Loss of or damage to mobile phone up to HK$2,000.
Leisure and amateur sports cover
Greater Flexibility
Enjoy flexible choice of number of days for travel insurance coverage within 2 years for yourself and for family and friends traveling with you.
Coverage anytime, anywhere
Amateur Sports Cover5
This travel insurance covers amateur sports activities during the journey, from bungee jumping, scuba diving to even skiing and snowboarding. If you consider yourself impromptu, we are a perfect match!
Cash Support
Worldwide support6
When things go wrong, it's important to have the right support. 24-hour worldwide emergency medical evacuation and repatriation after treatment.
Leisure and amateur sports cover
COVID-19 protection7
Daily cash benefit if you are required to undergo compulsory quarantined or hospitalizationsed as a result of being diagnosed with COVID-19 overseas, reimbursement of overseas medical expenses, trip cancellation or curtailment fee before and after departure due to COVID-19.
Coverage anytime, anywhere
Extra Benefits for Black Alert and Red Alert Under the Outbound Travel Alert System
Up to HK$25,000 and HK$12,500 respectively
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Policy Provision Product Terms & Conditions
  1. The EasyShare Travel Plus Insurance (“Travel Insurance”) is subject to the relevant terms and conditions, and the Club Care EasyShare Travel Plus Insurance Package (“Package”) is subject to the Package terms and conditions. Please refer to the Policy Provision, Exclusion and Important Notes or call Club Care Customer Service Hotline at 8209 0098 for details.
  2. Customers must use the Package within the contract period. The Travel Insurance under the Package is underwritten and provided by MSIG Insurance (Hong Kong) Limited (“MSIG”).
  3. Upon registration of the Package, customers will receive a SMS and an email confirmation from Club Care. Please follow the instructions to activate the Package and select a primary insured person ((“Primary Traveler”). Before travelling, customers are required to register each of their trips and provide the personal details of each traveler in order to enjoy the Package.
  4. This benefit is not applicable to insured person(s) below 18 years of age and other exclusions apply.
  5. The Amateur Dangerous Sports And Activities Extension under Personal Accident Section and Medical Expenses Section will not be available to those Insured Persons who are over 70 years of age and other exclusions apply.
  6. 24-hour Worldwide Travel Assistance Services are available outside the Country of Residence. Country of Residence will be regarded as Hong Kong.
  7. The Insured Person(s) must fulfil the entry rules and conditions requirement both in Hong Kong and your planned travel destination(s). For any COVID-19 related claims, the claimant must provide PCR-based nucleic acid test record or rapid antigen test results and proofs indicating the confirmed COVID-19 infection (e.g. medical notes, report, government declaration record). COVID-19 Daily Cash Benefit is subject to HK$500 per day and up to 10 days. Other terms and conditions, and exclusions apply.

In case of any discrepancies between the Chinese and English versions, the English version shall prevail.

Disclaimer:
The features of the Travel Insurance product and Package listed above are indicative only. For the full terms and conditions, benefits of the policy, key product risk and major exclusions of the policy, please refer to policy provisions and relevant terms & conditions (“Policy Documents”), which shall prevail in case of inconsistency. You should not purchase the insurance products solely based on the above information. For details, please contact Club Care Customer Service.

Club Care is a service brand operated by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA is an appointed licensed insurance agency of MSIG (Licensed Insurance Agency License No.: FA2474), and its role is limited to distributing and arranging insurance products of MSIG.

Coverage
Maximum Limits (HK$)
Maximum Limits (HK$)
Maximum Limits (HK$)
Plan
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  1. For personal liability, any liability/ compensation amount arising from a contractual agreement without the prior consent of MSIG is not covered.
  2. Any liability arising from the loss of or damage to property which belongs to or in custody or control of You or your family members is not covered
  3. Professional or organised dangerous sports or activities
  4. Trekking or hiking at an altitude of over 5,000 meters above sea-level, scuba diving to a depth greater than 30 meters below sea-level
  5. Manual work undertaken during business trips
  6. Suicide, intentional self-inflicted injury, insanity
  7. Mental or nervous disorders, sleep disorder, psychiatric disorder
  8. Alcoholic and drug addiction or solvent abuse
  9. HIV (Human Immunodeficiency Virus) and AIDS (Acquired Immune Deficiency Syndrome)
  10. Flying activities other than as a fare-paying passenger on a regular or schedule airline or licensed chartered aircraft
  11. Air flight crew
  12. Unlawful acts
  13. War and terrorism (Except for Terrorism Extended Cover)
  14. Nuclear weapons and radiations
  15. Loss of or damage to any pager, mobile phone, tablet computer, portable telecommunication equipment, aerial device (i.e. aerial photography equipment) or any of its accessories including sim card or digital storage card and the like

Excess for each and every claim (HK$)

- Loss of Baggage

- Personal Money, Documents and Additional Accommodation Expenses

First HK$200 of each and every claim

  • The insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited (“MSIG”). Club Care is a service brand operated by HKT Financial Services (IA) Limited (“HKTIA”), a wholly owned subsidiary of HKT Limited (HKT Limited is a company incorporated in the Cayman Islands with limited liability). HKTIA is registered with the Insurance Authority of Hong Kong (“IA”) as a licensed insurance agency (Licensed Insurance Agency Licence No.: FA2427) and acts as an appointed licensed insurance agency for MSIG to distribute and arrange a wide range of insurance products and services.
  • The product information is provided by MSIG. The product information gives only an outline of the terms and conditions of the insurance cover and does not contain full terms and exclusions of the insurance policy. Any information given herein is subject to the precise terms and conditions and the full terms and conditions can be found in the respective policy documents (including the policy provisions and the exclusions) which shall prevail in case of inconsistency.
  • Please read the related policy provisions, Personal Information Collection Statement of MSIG and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact Club Care Customer Service Hotline at 82090098.
  • The premiums of the insurance product will be payable to MSIG, (or through HKTIA on behalf of MSIG in respect of online applications made on Club Care’s website), and HKTIA will receive commission from MSIG for acting as an appointed licensed insurance agency for MSIG.
  • The insurance products referred to in this website are intended to be offered in Hong Kong only. The information on this website are not intended to be used by persons located in or resident outside of Hong Kong. The information on this website shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sell or provision of any insurance products by MSIG or HKTIA outside Hong Kong. All selling and application procedures must be conducted and completed in Hong Kong.
  • Under the Insurance Ordinance (Cap. 41), the IA has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to the IA’s official website at ia.org.hk/en/levy.
  • HKTIA's role is limited to the distribution and arrangement of the insurance products of MSIG only and HKTIA shall not be responsible for any matters in relation to the provision of the insurance products.
  • Insurance products are products and obligations of MSIG and not of HKTIA.
  • Any dispute over the contractual terms of insurance products should be resolved directly between you and MSIG.
  • All insurance applications are subject to MSIG’s underwriting and acceptance.
  • MSIG is solely responsible for all approvals, coverage, compensations and account maintenance in connection with its insurance products.
  • HKTIA will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstances.
  • You are reminded to carefully review the relevant product materials provided to you and seek independent advice if necessary.
  • In case of any inconsistency between the English and Chinese versions, the English version shall prevail.
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主要不受保項目
  1. 戰爭（不論已宣戰與否）、內戰、外敵行動、叛亂、軍事或篡奪行動。
  2. 核危機。
  3. 恐怖主義活動（除了由恐怖主義活動所導致的人身意外、醫療費用、全球緊急支援服務、 旅程延誤、旅程取消、縮短旅程項目則受此旅遊計劃承保）。
  4. 投保前已存在之傷疾、先天及遺傳性疾病。
  5. 自殺、蓄意自我傷害、神經錯亂、墮胎、流產、懷孕及其併發症、分娩、性病、 服用酒精或非由註冊醫生處方的藥物、牙齒護理（因意外而損壞健全的牙齒除外)。
  6. 任何種類的競賽（徒步進行的比賽除外）或任何職業性質的運動或受保人可能或可以賺取收入或報酬的運動。
  7. 任何空中活動，除非受保人（i）以付費乘客身份在認可及持牌航空公司的航機上， 或（ii）所參與之活動是由另一位持牌人士帶領下負責操縱及航行，而該活動的舉辦者亦獲當地有關當局授權。
  8. 任何未能於24小時內向有關機構報告(例如:航空公司、警署)及未能提供由相關機構證實的報告。
  9. 傳呼機、手提便攜式通訊器材、電腦器材（手提電腦及遺失手提電話除外）。
  10. 任何非法或不合法的行為。
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Major Exclusions
  1. War (whether declared or not), civil war, act of foreign enemies, rebellion, military or usurped power.
  2. Nuclear hazards.
  3. Acts of Terrorism (Except arising from the Personal Accident, Medical Cover, Worldwide Emergency Services, Travel Delay, Cancellation Charges and Trip Curtailment as a result of Acts of Terrorism are covered by TravelCare).
  4. Pre-existing condition, congenital and hereditary condition.
  5. Suicide, attempted suicide or intentional self-inflicted bodily injuries, insanity, abortion, miscarriage, assigned complications, pregnancy, child-birth, venereal diseases, the use of alcohol or drugs other than those prescribed by a qualified registered physician, dental treatment (unless resulting from accidental bodily injury to sound and natural teeth).
  6. Racing (other than on foot) or any sports or games in a professional capacity or where the Insured Person would or could earn income or remuneration from engaging in such sports.
  7. Any activities in the air unless an insured person is (i) travelling as a fare paying passenger in a licensed aircraft operated by a recognised airline, or (ii) participating in an activity of which the maneuver or navigation is managed and controlled by another licensed person and the provider of such activity must be authorised by the relevant local authority.
  8. Losses which are not reported within 24 hours to the authorities (such as airlines, police) and failure to provide the report certified by the relevant authorities.
  9. Pager, handheld portable telecommunication equipment, computer equipment (except Lap Top Computer and loss of mobile phone).
  10. Any illegal or unlawful act.
X
註
  1. 年齡限制
    個人 - 投保人年齡介乎18歲至85歲 (全年保障計劃為70歲)
    子女 - 指年齡介乎6星期至17歲而於整段旅程期間均與投保人同行的未婚子女
    個人及子女 - 即投保人及上述所指之子女，並不限制子女數目
    家庭 - 即投保人、其配偶及上述所指之子女，並不限制子女數目
  2. 18歲以下兒童必須由成人同行及一同投保。
  3. 如受保人不幸身故，本計劃之賠償將按照香港法例給予受保人之遺產受益人。
  4. 此保障只適用於由香港出發及回境之旅程。
  5. 單次旅遊計劃每一旅程保障期最長為180天，而全年保障計劃則為90天。
  6. 除全年保障計劃外，保險證明書一經簽發，保費概不發還。詳情請參閱產品保單條款。
  7. 申請人及受保人必須為香港身份證持有人。
  8. 出發日期必須為保單生效起90日內。

(此乃保障計劃摘要，有關保障條款及規定，以保單內容為準。)

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Remarks
  1. Age Limit
    Individual - Refers to the Insured Person aged between 18 and 85
    Children - Refers to dependent & unmarried children who is/are 6 weeks to 17 years of age travelling with the Insured Person during the entire journey
    Individual & Children - Refers to Insured Person and his/her children defined above with no limit on number of children
    Family - Refers to the Insured Person and his/her spouse and children as defined above with no limit on number of children
  2. Children under age of 18 must be accompanied by an adult who is also insured under the same insurance policy.
  3. In the event of the death of an Insured Person, the beneficiary shall be that person’s estate according to the laws of Hong Kong.
  4. This Insurance is only valid for travel originating from and returning to Hong Kong.
  5. The maximum duration of journey is 180 days for single trip cover and 90 days for annual cover.
  6. Except for annual cover, no refund of premium is allowed once the insurance certificate has been issued. Please refer to the Policy Provision for details.
  7. The Applicant and Insured Person(s) must be a Hong Kong ID cardholder.
  8. Departure date must within 90 days after policy effective date.


(This summary gives only an outline of the insurance cover. Please refer to the insurance policy for the precise terms and conditions)

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