• The information and particulars provided in the Registration of the Plan are accurate, true and complete and are given to the best of my knowledge and belief. I have not withheld any material information and accept that the Registration of the Plan and declaration shall form the basis of the coverage in respect of the Insured Person under the Plan offered by MSIG as the insurer with HKTIA as the policy holder. I hereby acknowledge that failure to supply accurate, true and complete information in the Registration or inform HKTIA and/ or MSIG of all material information with respect to the Registration of the Plan which may render HKTIA and/ or MSIG unable to accept or process the Registration of the Plan or the Plan void.
• The Plan shall only take effect when the Registration of the Plan has been completed and I have received a confirmation email and a confirmation SMS from HKTIA that the registration has been accepted.
• The Registration of the Plan is completed in Hong Kong Special Administrative Region of the People’s Republic of China.
• I understand and acknowledge that, the Plan is underwritten by MSIG and HKTIA shall not be liable for any loss, damage, claim or liability suffered by me or incurred arising out of or in connection with the Registration, the application and/ or provision of the Plan.

Promotion Terms & Conditions for complimentary “Personal Cyber Insurance” for selected customers:

1. This complimentary “Personal Cyber Insurance” (“Plan”) is underwritten and provided by MSIG Insurance (Hong Kong) Limited (“MSIG”) and is arranged by Club Care. HKT Financial Services (IA) Limited (“HKTIA”), being a registered licensed insurance agency under the Insurance Authority of Hong Kong (IA) (Licensed Insurance Agency License No. : FA2474), act as an appointed licensed insurance agency for MSIG. Club Care is a service brand operated by HKTIA. HKTIA is also the policyholder of the Plan.
2. The promotion period (“Promotion Period”) of the Promotion starts from 24 April 2024 to 23 April 2025 (both dates inclusive).
3. This Promotion is only applicable for customers and/ or members of HKTIA and its affiliated companies, who are holders of valid Hong Kong identity cards, aged between 18 and 65 years (attained age) on the date of this registration, are currently residing in Hong Kong, and have received a designated registration code from HKTIA. To enjoy the free coverage under this Plan, the eligible person must have successfully completed the registration for the Plan via the designated HKTIA’s website within the Promotion Period (“this Registration”) and have received a confirmation email and a confirmation SMS from HKTIA that the Registration has been accepted. (“Insured Person”).
4. The registration process must be completed in the Hong Kong Special Administrative Region (“Hong Kong)
5. Each Insured Person can only be covered by this Plan once. If the Insured Person has registered for more than once, the coverage period of Insurance for the Insured Person will commence on the earliest date of Registration.
6. This Plan covers the Insured Person for coverage period from the date of registration. It is subject to other terms and conditions. Please refer to the related product leaflet and Policy Provision for more details.
7. HKTIA and MSIG reserve the right to amend, suspend or terminate this Promotion and to amend the relevant terms and conditions at their sole discretion at any time without prior notice. All decisions made by HKTIA and/or MSIG shall be final and binding.
8. HKTIA and MSIG will not accept any liability in relation to the services provided by the business partners for promoting this Plan. Any dispute in relation to the Plan should be made to the business partners directly.
9. HKTIA is the agency and policyholder of this Plan. All entities of the HKT Group (other than HKTIA) is not an insurance company, agency, broker or intermediary and is not carrying on any insurance activities or other regulated activities (as defined in the Insurance Ordinance) in respect of the Plan, or otherwise. All entities of the HKT Group (other than HKTIA) have no involvement in the provision, distribution or arrangement of the Plan. For any enquires in relation to the Plan, please contact Customer Service Hotline of HKTIA at 8209 0098 directly.
10. These Terms and Conditions are not an insurance policy or a contract of insurance. All information in respect of the Plan is provided by MSIG. Any information in respect of the Plan given herein is subject to the respective policy provisions (including its schedule) and the related terms and conditions (the “Policy Documents”). In the event of any inconsistencies between these Terms and Conditions and the Policy Documents, the Policy Documents will prevail.
11. The information of the Plan in these Terms and Conditions gives only an outline of the terms and conditions of the Plan and does not contain the full terms and conditions of the relevant insurance plan. These Terms and Conditions are not an offer for subscription of any insurance plan. For full terms and conditions, details and risk disclosures and exclusions of the Plan, please refer to relevant Policy Documents; visit Club Care official website at https://www.hktia.com.hk/en or call Customer Service Hotline at 8209 0098 for more details.
12. MSIG reserves the right to make the final right of approval and decision of all matters relating to the Plan and take full responsibility for all related coverage and claims matters. Any disputes over the terms of the Plan shall be resolved directly between the insured person and MSIG. HKTIA’s role is limited to distributing and arranging certain insurance policies of MSIG (including the Plan in respect of which HKTIA also acts as the policy holder) and HKTIA shall not be responsible for any matters in relation to the provision of such insurance products. The Plan is a product and obligation of MSIG and not of HKTIA.
13. In the event of any inconsistency between the Chinese and English versions of these terms and conditions, the English version shall prevail.